FINANCIAL DISCLOSURE: P.F.K. Ling Ltd is authorised and regulated by the Financial Conduct Authority. FRN : 307908. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. We typically receive a fixed commission calculated by reference to the vehicle model or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender.