0% APR Representative: 0% APR Representative. Finance subject to status. Terms and conditions apply. Applicant must be 18 or over. Guarantees may be required. Santander Consumer Finance RH1 1SR. P.F.K. Ling Ltd is a credit broker not a lender for this financial promotion. We can introduce you to a limited number of carefully selected finance providers and may receive a commission from them for the introduction.